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DIANNE RATH
REALTOR®
ERA Eagle Estates Realty
9906 Carmel Mountain Road
San Diego, CA 92129
858.780.1202
858.484.5961
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Light bulbs hold key to energy savings
There's been a lot of interest in energy-efficient light bulbs lately, with an emphasis on swapping out older incandescent bulbs for newer fluorescent ones. Unlike the long fluorescent tubes we're all familiar with, these bulbs, known collectively as compact fluorescent light bulbs, or CFLs, resemble a standard light bulb. They are designed to screw directly into the same socket as a standard incandescent bulb, and are available in a variety of sizes to work with virtually any existing fixture you might have in your home.
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Strategies to lower your mortgage interest rate
Interest rates on jumbo mortgages jumped about 3/4 percent in mid-August. Before settling for higher rates or giving up altogether, consider the following ways you might lower your financing costs.
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When buying home, don't rely on seller's inspectors
It is common for sellers to obtain inspections of their homes before they put them on the market. These reports, called presale inspections, are then assembled with the sellers' disclosures into a disclosure package of documents about the property. Disclosure packages are made available to prospective buyers who have serious interest in the property so that they can review the property information before making an offer.
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DIANNE RATH
REALTOR®
ERA Eagle Estates Realty
9906 Carmel Mountain Road
San Diego, CA 92129
858.780.1202
858.484.5961
Contact Me
Visit My Web Site
Home seller quandary: Fix up house or offer credit?
Sellers who anticipate losing money if they sell their home may wonder why they should spend a dime fixing the place up for sale. Isn't this throwing good money after bad? Even sellers with plenty of equity in their homes often figure the way to get the most out of the sale is to cut sale costs to a minimum. ...more
Sellers list right to avoid price reductions
In most areas of the country, 2007 marked a change in the residential home-sale market. Buyers gained clout for the first time in over a decade. Inventories of homes for sale grew to record levels in some places. Price reductions, which carried a negative stigma when listings were easy to sell, came to be seen as a necessary part of the home-sale process. ...more
Painting kitchen cabinets a wise alternative to replacement
If you're getting tired of looking at your old kitchen cabinets but don't have the inclination or the budget to undertake replacing them, painting can offer an attractive alternative. Whether the existing cabinets are a dark stain from yesteryear or are already painted and in need of some refreshing, with the proper materials, some time and some patience, you can make quite a difference in a fairly short time. ...more
Foreclosure rescue scams on the rise
Are the usual suspects returning to mortgage-related scams as a result of the subprime lending fallout? Does the practice of illegal "foreclosure rescue" operations extend even into the second-home market? ...more
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